I got my first credit card when I was only 17!!! I didn't know this was even legal. This company sent me the card with $1,000 and there wasn't even nothing to sign and send back in. BAD Business, I know that now. My payments went up every other month and my APR was through the roof. I now only deal with secured credit cards. If I don't have the money I would rather go get a loan.
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